Some of our most burning retirement questions, and how we resolve them:
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A [curated] list of some of our most common questions, and how we approach them.
We help you answer:
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Are you financially prepared?
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Does working one more year meaningfully change the outcome?
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What tradeoffs are you making by waiting?
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We help you understand:
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How much can I sustainably spend every month?
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When can you spend more?
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How should spending change over time?
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How do you enjoy the early, healthier years of retirement?
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We look at your entire picture to coordinate:
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Social Security timing
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Investment withdrawals
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Required minimum distributions
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Roth conversion opportunities
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Investment and retirement accounts
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We look at your projected lifetime tax bill, rather than just this year, to help you minimize your tax bill. Together, we’ll show you:
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Which accounts should you draw from first?
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When does it make sense to convert to Roth? How much should you convert?
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How do Social Security and future RMDs affect your bracket?
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Investing changes once you stop working. We'll help you resolve:
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How much risk is appropriate now?
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Is your portfolio built to support income?
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Does it allow flexibility in down markets?
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Does it reflect your values?
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Some choices shape retirement more than returns do:
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Where should we live?
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Should we downsize?
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How much should we leave our kids?
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How do we prepare for healthcare and long-term care?
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How do we give to charities thoughtfully?
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If you're wondering about this:
We can help!
INVESTING
Are your investments aligned with your heart?
(let's take a look)
We think you should have the option to know where your money is going.
We offer values-based investing and assessments to give you a chance to make your own choices.
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Values Assessment
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Custom portfolio development
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Transparent portfolio review
OUR MOTTO
Are you leaving fun on the table?
(not on our watch!)
Working with us is a long term, ongoing relationship. We focus on these key areas during our time together.
Change the text and add your own content, including any information that is relevant to share.
Change the text and add your own content, including any information that is relevant to share.
Change the text and add your own content, including any information that is relevant to share.
Change the text and add your own content, including any information that is relevant to share.
We don't have a one-size approach, though. We always shift our focus around what you bring in, and what's on your mind.
Let's get going.
We'll prepare a comprehensive plan and present to you, and then it's showtime.
We'll move into ongoing work, meeting at least 2+ times per year, and managing investments (and a whole lot more) behind the scenes while you enjoy retirement.
OUR PROCESS
How We Build Buoyancy
We have a finely crafted process to get you started:
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Tell Me.
We'll meet for an hour and talk about you – what do you care about? What are you looking for? We'll tell you about our approach, too.
If we're a good fit, we'll ask for documents to prepare your FREE Tax-Smart Retirement Income Plan.
(Schedule that here >)
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Take a Look.
We'll show you our findings, including an income projection for your retirement. You might be surprised by what we come up with!
If you like what you see, we'll begin onboarding and initiate the EUREKA Process to start our work together.
FREE Retirement Income Analysis
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EUREKA Process
We'll go in-depth and talk about you, and what you really want. A lot of unexpected ideas typically come out here. Then we'll take a deeper look at your financial picture to see how it matches up.
Includes: Life Planning and Financial Plan Development
YOUR ADVISOR SAYS:
"We really love doing this work, because every retirement is different, and worthy of exploring."
We never know what each financial plan and strategy will look like, because it starts (and ends) with you. We do know that it will be a fun journey together.
Wait, there's more:
401K and Benefits Review • Values-Aligned Investing • Insurance + Coverage Review • Long-Term Care + Housing • Beneficiary Review • Portfolio Rebalancing • Retirement Design • Annual Plan Status Letter • Cash Flow + Spending Plans
INCLUSIONS
A lot goes into a relationship with us. Here's a round up:
Charitable Giving
Legacy + Estate Planning
Tax Bill Reduction Strategies
Intentional Money Decisions
Medicare + IRMAA Planning
Retirement Cash Flow Planning
Investment Management
Retirement Projections + Analysis
